How PayCrypt is Different from Coinbase Commerce
A detailed comparison between PayCrypt and Coinbase Commerce.
PayCrypt vs Coinbase Commerce
Why Choose PayCrypt Over Coinbase Commerce?
| Feature | PayCrypt | Coinbase Commerce |
|---|---|---|
| Multi-Chain & Multi-Currency Support | ETH, BTC, SOL, USDT, USDC | BTC, ETH, USDC, DAI, DOGE, LTC, BCH |
| No KYC up to $1,000/day | Available — fast onboarding for small transactions | No KYC required for crypto payments only (KYC required for fiat conversions and business compliance) |
| Card Payments + Fiat Integration | Crypto payments plus fiat card payments via Stripe | Crypto-only payments |
| Recurring Payments / Subscriptions | Supported through payment links and API logic | Not natively supported |
| Payouts & Settlement | Automated payouts every 3 days to the merchant’s wallet | Manual crypto withdrawals, no scheduled payouts |
| Refunds & Payment Recovery | Automated refund engine with handling for failed or partial payments | Refunds available, but manual process |
| Payment Links & Checkout Links | Smart payment links with expiration, one-time use, and subscription features | Basic invoice and checkout link generation |
| Reconciliation & Default Handling | Built-in reconciliation engine with payment retry and error handling | Manual reconciliation required |
| Webhooks & Automation (Zapier Integration) | Full webhook system with Zapier integration | Webhooks supported, but limited third-party automation options |
| Developer Experience | Modern REST API, JWT authentication, clear documentation | REST API available, but limited to Coinbase environment |
Summary
Coinbase Commerce provides a basic crypto payment acceptance solution, primarily focused on individual payments with manual fund withdrawal. In contrast, PayCrypt offers a complete, flexible payment infrastructure designed for business scalability, including:
- No-KYC onboarding up to $1,000/day
- Unified crypto and fiat payment acceptance through one API
- Recurring billing, automated refunds, and reconciliation out of the box
- Smart payment links, subscription support, and seamless automation via Zapier and webhooks
Choose PayCrypt for a future-ready, flexible, and developer-friendly payment gateway — built for modern businesses.